Annuity Comparisons for Women
The Female Annuity
Annuities from a woman's perspective
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What Types of Annuity are There?
You can buy an annuity if you have one of the following pension types:
You can buy an annuity if you have one of the following pension types:
- Personal Pensions
- Stakeholder Pensions
- Free Standing Additional Voluntary Contribution Schemes (FSAVC)
- Most Additional Voluntary Contribution Schemes (AVC)
- Retirement Annuity Contract (RAC)
- Occupational Money Purchase Scheme
- Section 32 Policy (Buy-Out Bond)
Minimum Term
The income is guaranteed to be paid until the death of the annuity holder (the annuitant), but it can also be modified to include any of the following options:
1. 5-year guarantee - annuity ceases at death of annuitant, or after 5 years, whichever is the longer.
2. 10-year guarantee - annuity ceases at death of annuitant, or after 10 years, whichever is the longer.
3. Joint life annuity - annuity ceases on the death of the second of two named annuitants
The income is guaranteed to be paid until the death of the annuity holder (the annuitant), but it can also be modified to include any of the following options:
1. 5-year guarantee - annuity ceases at death of annuitant, or after 5 years, whichever is the longer.
2. 10-year guarantee - annuity ceases at death of annuitant, or after 10 years, whichever is the longer.
3. Joint life annuity - annuity ceases on the death of the second of two named annuitants
Spouse's benefits
Your spouse can be protected after your death, by choosing reduction to half benefit, reduction to two thirds benefit or full benefit.
Thus the annuity is adjusted to the new level at the death of the annuitant or at the end of the guarantee period (if selected), and continues until the death of the spouse.
Your spouse can be protected after your death, by choosing reduction to half benefit, reduction to two thirds benefit or full benefit.
Thus the annuity is adjusted to the new level at the death of the annuitant or at the end of the guarantee period (if selected), and continues until the death of the spouse.
Escalation
Your annuity can either be paid at a fixed level or you can include an escalation at 3%, 5%, or at the % RPI (annual increase in retail price index).
Thus you can choose to compensate for inflationary effects on your income. However the initial income level will be reduced if you choose escalation.
Your annuity can either be paid at a fixed level or you can include an escalation at 3%, 5%, or at the % RPI (annual increase in retail price index).
Thus you can choose to compensate for inflationary effects on your income. However the initial income level will be reduced if you choose escalation.
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The main aim of this site is to help you achieve better annuity returns than that which is offered by your current pension fund provider.
We adhere to a confidentiality policy which requires us to treat all information held about you in the STRICTEST CONFIDENCE. Stop searching now and let the annuity experts do the leg work! Fill in our quick and simple no-obligation comparison enquiry...
The main aim of this site is to help you achieve better annuity returns than that which is offered by your current pension fund provider.
We adhere to a confidentiality policy which requires us to treat all information held about you in the STRICTEST CONFIDENCE. Stop searching now and let the annuity experts do the leg work! Fill in our quick and simple no-obligation comparison enquiry...
